Mobile Payment expectations for 2012

A lot has happened in 2011 on the mobile payment arena, all except large live roll-outs and customer adoption..and 2012 will start on the same route with new initiatives, more mergers and new trials/pilots. Here are a few of my expectations for next year;

  • Pilots will be commercially launched and gain customer adoption.
  • Person-to-person payments will get most transactions followed by POS payments.
  • An open (and needed) mobile payment standard will make its entrance on the world market.
  • NFC will come as standard feature in high-end smart phones (but still few services/places to use it). Ticketing and swiping for loyalty points/offers high potential services to pave way for payment.
  • The discussion on NFC secure element and where to store sensitive information will continue to hinder live and large scale roll-outs. A new scheme will be proposed to solve the lockup.
  • ..and iPhone 5 will not have NFC..
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One Response to Mobile Payment expectations for 2012

  1. Another great article Very useful, informative and well written.This is an amazing hub,
    you definitely caught my attention. Thanks and Keep up the good work.

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